A soft inquiry, which does not lower your credit score, is when you check your own credit score.Hard inquiries, such as when a lender or credit card issuer pulls your information in response to a credit request, can lower your score; however, monitoring your own information will not.In point of fact, checking your credit score is an essential method for maintaining control of your credit, and rectifying any errors will improve your score.You’ll also be able to keep an eye on it and protect yourself from fraud.
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