If you’re looking for a card that doesn’t require plenty of attempt and gives you 2% cash rewards on all your purchases, appearance no in addition than the Active Cash Card. With no annual fee, a low spending requirement to earn the $two hundred coins praise (spend $1,000 in purchases in the first 3 months) and unlimited 2% coins-rewards on purchases, the Active Cash Card is a remarkable preference for folks who want cash returned however don’t need to trade their spending behavior every sector to maximise their rewards in rotating spending categories. With a strong uncapped, flat-fee cash again on every buy, you won’t must fear about the complexities of rotating spending classes or limits on your incomes capability. If you're inclined to go the extra mile to increase your coins again, remember pairing this card with every other to in addition maximize your rewards.
Pairing the Wells Fargo Active Cash® Card with different cards
If you are looking to get the most cost feasible from your Wells Fargo Active Cash® Card and are inclined to put forth the attempt to maximise your rewards, don't forget a multicard approach. Flat-charge playing cards are remarkable for pairing with other rewards credit cards that provide better percentages of rewards in specific bonus classes. You would use your bonus category rewards card completely on your spending in those categories and your Wells Fargo card for everything else, to earn the maximum rewards possible for your every day spending.
A card that might pair very well with the Wells Fargo Active Cash® Card, as an example, will be the Bank of America® Customized Cash Rewards credit score card. This card lets in you to earn 3% coins lower back inside the class of your desire: gas, on-line purchasing, drug stores, domestic development/furnishings, dining or travel. It additionally comes with a strong welcome bonus and your rewards in no way expire. Using a card like this at the side of the Wells Fargo Active Cash® Card would can help you earn more points in the category which you tend to spend the most at the same time as still preserving a solid 2% cashback rate in your different purchases.
The outstanding thing about this card is which you've were given numerous flexible and handy options on the subject of redeeming your coins returned.
Credit on your Wells Fargo Active Cash® Card account: You can redeem your coins rewards as a credit score to a qualified Wells Fargo loan, mortgage or credit product account.
Wells Fargo ATMs withdrawals: You can redeem your cash rewards in $20 increments whilst you use your Wells Fargo ATM or debit card.
Direct deposit into a Wells Fargo financial savings or checking account: Directly deposit your cashback rewards into your Wells Fargo financial savings or checking account for ease of get right of entry to.
Gift cards: You can redeem your cashback rewards for present cards from some of popular shops.
Statement credits: Redeem your rewards to cover current eligible purchases made for your credit score card. You'll have the choice to redeem for as little as $1.
Other Wells Fargo Active Cash® Card benefits
Not most effective does the Wells Fargo Active Cash® Card come with a stellar incomes rate and welcome bonus, but additionally it is numerous other attractive benefits useful for cardmembers.
Zero% intro APR: Save cash on a brand new buy or stability transfer with a 0% intro APR for 15 months from account opening on purchases and a 0% intro APR for 15 months from account beginning on qualifying stability transfers. After that, your APR could be 17.Ninety nine%, 22.Ninety nine%, or 27.99% variable APR.
Cellphone safety: When customers pay their monthly cellular telephone invoice with their Wells Fargo Active Cash® Card, they will automatically be blanketed for as much as $six hundred (problem to $25 deductible) damage, theft, or involuntary or unintentional loss of their mobile phone.
Advanced security capabilities: This card's advanced safety features include voice verification and -step verification at digital banking signal-on.